Earn Your Leisure

Explore the intriguing world of Bitcoin halving and its impact on cryptocurrency markets in our latest video. We delve into how Bitcoin's halving events influence the digital currency's value and scarcity, shaping the broader crypto economy. Additionally, we discuss the emerging trend of Crypto ETFs (Exchange-Traded Funds), examining their role in providing investors with a more traditional and potentially safer entry point into cryptocurrency investments. Join us as we unravel these complex yet fascinating aspects of the crypto landscape. Don't forget to like, subscribe, and share for more insightful content on cryptocurrency trends and news! #bitcoin #etf #cryptoAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join Rashad Bilal, Ian Dunlap, and Troy Millings in this thought-provoking episode as they dive into the uncertain future of Pfizer in the pharmaceutical industry. As the hosts candidly discuss the current state of Pfizer and its potential recovery, viewers gain valuable insights into the factors influencing the company's trajectory.In this episode, the EYL team dissects Pfizer's challenges, including its management decisions, debt burden, and loss of exclusive rights to blockbuster drugs. The impact of the pandemic and missed opportunities in the weight loss drug market are also examined. With a shift in the industry landscape and the emergence of formidable competitors like Eli Lilly, the discussion delves into Pfizer's new standing as a "junior varsity" player in the pharmaceutical space.Viewers gain practical investment advice as the hosts share their perspectives on Pfizer's stock performance and future prospects. They delineate potential entry points for investors and emphasize t

In this episode, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings sit down with guest Caleb Silver, the Editor in Chief of Investopedia. They delve into the concept of the American Dream and its evolving financial implications. The discussion centers around the staggering figure of $3.4 million, which has been identified as the monetary requirement to attain the American Dream in today's society. Caleb Silver begins by shedding light on the reasons people were searching for the American Dream on Investopedia and how it is perceived as unattainable by many, especially the younger generation. He breaks down the cost of building the American Dream, encompassing elements such as raising a family, educational expenses, owning a home, and preparing for retirement, culminating in the $3.4 million benchmark.The conversation transitions to the stark contrast between the median lifetime income and the financial outlay required for the American Dream, emphasizing the reality of a substantial shortfall for the a

In this episode, Caleb Silver, Editor-in-Chief of Investopedia, shares his valuable insights on the current state of the housing market, stock market trends, and investment strategies. The discussion opens with a deep dive into the housing market, highlighting the challenges of home affordability and the emotional significance of home ownership. Caleb discusses the potential reawakening of the housing market in the spring and summer, emphasizing the impact of mortgage rates on buyer activity and the potential for a revival of housing stocks.The conversation then shifts to the stock market, with the team exploring the correlation between stock market performance and website traffic at Investopedia. Caleb explains how market volatility and hot bull markets drive increased traffic on their platform, while also acknowledging the balance observed in traffic patterns during different market conditions. The interview delves into the challenge of sticking to an investment plan, with Caleb emphasizing the role of emot

In this episode, our guest, Caleb Silver, shares his six golden rules of investing that can guide you through the new year and help you build a successful strategy for your portfolio. From starting early to being tax-smart, these rules are essential for all investors to follow.Rule #1: Start earlyCaleb emphasizes the significance of starting early in investing. He highlights the power of compounding and the impact of starting young on building wealth.Rule #2: Determine your risk toleranceUnderstanding your tolerance for drawdowns and market volatility is crucial. Knowing how much risk you can handle before tapping out is key to maintaining a steady investment strategy.Rule #3: Know what you ownIt's essential to have a thorough understanding of the assets in your portfolio. Whether it's individual stocks, ETFs, or index funds, knowing what you own and understanding their financials is critical.Rule #4: Tame your animal spiritsControlling emotions and impulses when it comes to investing is vital. Caleb

Thumbnail: The Real L.A. Welcome to anotherJStone #WestCoastRap #MentalHealth #NipseyHusslee today's spotlight shines on the influential J. Stone. With the special guest host Stix Watts, this episode delves deep into the heart of West Coast culture, music, and life lessons.

In this thought-provoking episode, Rashad Bilal, Ian Dunlap, and Troy Millings engage in a candid discussion on the concept of democracy amidst the current turbulent political climate. They dive deep into the question: Is American democracy overrated?The session opens with Ian Dunlap challenging the notion of America as a democratic state, emphasizing that it is, in fact, a republic. He expresses his belief that the concept of democracy is noble but has been poorly executed, leading to countless injustices and societal issues. The hosts highlight how democracy fails to provide equal power and is skewed toward the rich and influential, with lobbyists controlling the government and media. They dismantle the myth of democracy's equality and discuss how it has been forcibly imposed on nations, particularly in Africa, as a means for external control, contributing to systemic challenges in those regions.The conversation extends to a global perspective, exploring the impact of American dominance and the potentia

In this episode, hosts Rashad Bilal and Troy Millings engage in a candid conversation with the insightful Eboni Williams. The discussion revolves around the challenges faced by successful black women in the dating game, particularly concerning finances and societal expectations. Eboni shares her personal experiences and offers thought-provoking insights into the complexities of the modern relationship landscape.The conversation delves into the impact of the "boss chick" and independent black woman archetypes on the black family ecosystem. Eboni and the hosts ponder whether these constructs have become destructive and pose challenges for traditional family dynamics. The discussion is nuanced and based on statistical data, transcending subjective opinions to tackle the harsh realities faced by black women in today's society.Furthermore, Eboni addresses misconceptions about black women intentionally competing with black men and emphasizes the sincere desire to build fulfilling relationships within th

In this episode, Eboni Williams joins the hosts Rashad Bilal, Ian Dunlap, and Troy Millings to discuss the importance of prenuptial agreements (prenups) and the financial comfort needed to thrive in different cities. Eboni sheds light on the misconceptions surrounding prenups, emphasizing that it's not just for the wealthy but also for individuals with incomes ranging from $65,000 to $125,000. She highlights how prenups provide protection for separate property and assets brought into a relationship. Eboni shares insights on the financial comfort needed in metropolitan cities like New York, LA, and San Francisco, noting that an income of around $300,000 is necessary for a comfortable lifestyle in these high-cost areas. She further explores the financial needs in other cities such as Atlanta and Chicago, where a couple of hundred thousand dollars can provide a comfortable living standard. Eboni's candid and practical approach to financial discussions brings refreshing perspectives to the table.Join the

In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the implications of a bill that aims to prevent hedge funds from owning single-family homes in the United States. Ian expresses skepticism about the bill passing, citing the influence of hedge fund giants like Ken Griffin and the potential impact on the real estate investment space. The proposed legislation not only seeks to ban hedge funds from amassing large portfolios of single-family homes but also requires them to sell off a portion of their holdings over a ten-year period, ultimately leading to a complete ban on ownership of single-family homes by hedge funds.The hosts delve into the potential impact on the housing market, highlighting concerns about affordability, rental availability, and the shortage of homes in various parts of the country. They emphasize the uneven playing field for average citizens competing with financial institutions in property acquisition, leading to a discussion about the existing housing crisis and the conse

In this episode, hosts Rashad Bilal and Troy Millings delve into the intricacies of podcasting monetization and business models, accompanied by guest and former music industry figure, Loon. They tackle the common misconception that advertising revenue alone is sufficient to sustain a lucrative living through podcasting. Rashad points out that while there's substantial money in ads, most podcasters struggle to amass a sizable audience, which is crucial for significant ad revenue. This leads to the conclusion that creativity and diversification are essential components in generating income beyond ad revenue.Loon shares his insights on the potential pitfalls of early fame, emphasizing the importance of maintaining focus on business aspects, such as selling merchandise, services, and creating subscription-based models. The conversation delves into the dynamics of podcast ownership, with the hosts expressing the necessity of maintaining control over their show, even in the face of potentially lucrative contrac

In this captivating clip, Ian Dunlap joins forces with Eboni K. Williams to delve into a thought-provoking topic: the power dynamics in relationships, specifically focusing on whether affluent men date financially less stable women for control.

In this episode, real estate developer Brandon Rule discusses the impact of affordable housing on the wealth gap and the importance of mixed-income housing in communities. Host Troy Millings delves into Brandon's approach to creating balanced and inclusive living spaces, emphasizing the need for both meeting basic needs and inspiring growth.Brandon highlights his focus on mixed-income housing, incorporating market rate units alongside affordable options in his developments. He stresses the significance of diverse collaboration and interaction within communities, drawing parallels to the success of Invest Fest's diverse attendee demographics. Brandon's insights underscore the importance of exposure to different income levels for personal and collective growth.The conversation shifts to Brandon's future real estate ventures, including a strategic diversification plan across geographic locations and property types. He emphasizes the acquisition of multifamily units and the potential for value add

In this thought-provoking episode, guest Chris Lyons, a crypto expert and investor, shares valuable insights into the world of cryptocurrency and blockchain technology. The conversation delves deep into the future of tokens, layer one and layer two ecosystems, and the potential impact of Web Three. Chris provides an expert analysis of the evolving crypto landscape and the exciting possibilities it presents for investors and entrepreneurs alike.With over $7 billion under management for the entire crypto space, Chris and his team at a16z Crypto are at the forefront of the industry. They are heavily invested in bitcoin and continually explore emerging opportunities in the world's best companies in the crypto loan space. Chris discusses the long-term vision for holding bitcoin and highlights the potential of other cryptocurrencies such as XRP and Ethereum. He outlines the significance of layer one ecosystems like Ethereum and Bitcoin, while also emphasizing the emerging potential of layer two ecosystems like

In this episode, Rashad Bilal and Troy Millings sit down with real estate developer Brandon Rule to discuss his journey into different real estate markets and the challenges and opportunities that come with it. From starting out in Milwaukee to venturing into Texas and Atlanta, Brandon shares insights on navigating macroeconomic trends and focusing on population growth. He also sheds light on the flexibility offered by red states and blue cities, allowing for easier tenant management and eviction processes.The conversation delves into the political landscape and its impact on real estate, with discussions around major cities predominantly being controlled by Democrats and the implications on renter-friendly laws. Brandon emphasizes the importance of financial viability when choosing locations for real estate projects, acknowledging the need to balance business sense with ethical considerations.The dialogue extends to Brandon's involvement with the Housing and Urban Development (HUD) and his endeavors in v

In this episode, hosts Ian Dunlap and Troy Millings dive into the world of stock investing, sharing valuable insights and tips for beginners. They discuss the impressive growth of Nvidia and emphasize the importance of understanding the companies or sectors in which you plan to invest.Troy outlines five key steps for beginners to consider when evaluating potential investments. He advises finding a company or emerging sector that you understand, determining the competitive advantage of the company, analyzing their profitability and earnings growth, assessing their debt, and evaluating their stock's performance using tools like Yahoo Finance.The hosts then recount their successful call on HubSpot at a Market Mondays event, highlighting the potential for substantial gains in the stock market. They encourage attendees to reflect on their profitable investments and share their successes in the live chat.As the conversation progresses, Ian emphasizes the monumental gains in various cryptocurrency investments, s

In this episode of Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the world of Artificial Intelligence and the potential impact of Google's Gemini. The conversation explores the competition in the AI dominance realm, comparing Google's Gemini with other players like chat GBT and the strengths that Google brings to the table. They discuss the multimodal capabilities of Gemini, its seamless integration with Google's ecosystem, and the vast user base that Google holds across its platforms. The discussion offers insights into the significance of data, user numbers, and the potential trajectory of the AI space.#EYL #MarketMondays #AI #GoogleGemini #ArtificialIntelligence #ChatGBT #Technology #Investing #BusinessNews #EboniWilliams #RashadBilal #IanDunlap #TroyMillings #BusinessTalk #FinancialGrowth #Innovation #TechNews #MarketTrends #EYLConversations #EYLMMJoin Rashad, Ian, and Troy in this engaging discussion to gain valuable insights into the AI landscape and Google's Gemi

In this riveting episode of "Earn Your Leisure," we're joined by the insightful Loon, who delves deep into the intricacies of the podcasting and business world. Here's a sneak peek at what we cover:

In this episode, hosts Rashad Bilal, Ian Dunlap, and Troy Millings delve into the pressing issue of financial stress affecting Americans. With 74% of the population feeling the strain, the hosts raise thought-provoking questions about the potential for a looming crisis.Ian Dunlap addresses the disconcerting reality that even individuals earning $175,000 to $200,000 annually are grappling with feelings of financial insecurity. The rising costs of essentials like car payments, rent, daycare, and tuition are contributing to a sense of despair amongst the public. This financial strain is straddling individuals across different political and social spectrums, leading to unexpected alliances and unrest.Rashad Bilal adds to the discussion the increasing pressure faced by millennials, highlighting the staggering statistic that many of them believe they need to earn at least $500,000 a year to feel comfortable, pointing to the accelerating wealth gap and the potential for further economic disparity.Troy Millings chime