Earn Your Leisure

Welcome back to another clip of Market Mondays! In today's discussion, Rashad Bilal, Ian Dunlap, and Troy Millings address one of the most pressing questions on every investor's mind: "How far will the stock market fall?" Our hosts delve into the current downtrend affecting major blue-chip companies, including Nvidia, Microsoft, Apple, and TSM, all experiencing significant declines.Ian Dunlap kicks off the discussion with his insightful analysis on which stocks are the most attractive buys in the current market downturn. He prioritizes Microsoft, followed by TSM, and places Nvidia in the third spot, explaining the logic behind his choices. He emphasizes the importance of looking for contrarian investments rather than the obvious ones, especially when the market is in turmoil.Troy Millings provides a differing perspective, placing Nvidia at the top of his list. He highlights the substantial capital expenditures by giants like Amazon, Microsoft, and Meta on AI innovation, signaling strong ongoin

In this episode of Earn Your Leisure, we sit down with April Showers to delve into the intricate world of licensing and brand partnerships. We discuss the business dynamics of the $98 billion licensing industry and how Kanye West leveraged his Yeezy brand to become a billionaire through a partnership with Adidas. April shares the remarkable journey of Afro Unicorn, including its successful partnership with Walmart and the decision to turn down an animated TV show deal with Nickelodeon to retain IP control. Discover how Afro Unicorn generated $15 million last year and why April Showers stands as the only Black woman with a fully licensed character brand.Key insights include the advantages of a licensing business model, the significant financial impact Kanye West faced by relinquishing creative control of Yeezy, and the necessity of building every business with the intent to sell. April also reveals her experience suing a company for brand likeness infringement, the essential systems for creating a sellable bus

In this episode of Market Mondays Medium, hosts Rashad Bilal and Ian Dunlap sit down with special guest Don Peebles, a prominent real estate developer with significant experience in the New York real estate scene. The discussion takes an intimate turn as Peebles shares his personal interactions and professional relationship with Donald Trump, another key figure in New York real estate and former U.S. president.Rashad kicks off the conversation by diving straight into a controversial topic—Donald Trump's perceived racism. Peebles gives a nuanced view, asserting that Trump is not more racist than Joe Biden, arguing that their policies affect African Americans in different ways. He recalls historical policies and events such as the 1994 crime bill and the 1986 mandatory sentencing guideline and their devastating impact on black communities, largely attributed to Biden's legislative history.Peebles shares his personal experiences with Trump, explaining that Trump has always treated him with respect and ha

Welcome back to another insightful clip of Market Mondays! In this clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal sit down with veteran real estate mogul Don Peebles to discuss the current state of the commercial real estate market and strategies to thrive during downturns.*Key Points Discussed:*1. **Identifying Opportunities in Challenging Markets**: - Don Peebles shares crucial insights on how to identify lucrative opportunities in cities like Los Angeles and Detroit, even when the market appears to be struggling. - Understanding vacancy rates in office buildings, apartments, and hotels is essential for gauging market health. With office buildings struggling with high vacancy rates, converting them into apartments or hotels might be a viable option. - He explains why conversions are not beginner-friendly and emphasizes the importance of hiring experienced contractors, architects, and project managers who are well-versed in handling such projects.2. **Steps for Securing Financing for Large-Sc

Welcome back to another exciting episode of *EYL*. In this episode, hosts Rashad Bilal and Troy Millings sit down with Mag Rodriguez to delve into the revolutionary partnership between their platform and Luminate, a game-changing collaboration that gives artists unprecedented control over charting on Billboard.Luminate is the agency responsible for all the reporting in the recorded music industry, both domestically and internationally. Originally known as Nielsen Soundscan, Luminate has undergone several transformations over the years, but it remains the backbone of Billboard chart auditing. As Mag explains, after 18 months of persistent negotiations, their platform has received the golden stamp of approval from Luminate just eight weeks ago and has been an official reporter for four weeks. Mag highlights the monumental significance of this approval. Traditionally, charting on Billboard required artists to sell their albums via major DSPs like Apple or Spotify. However, thanks to this groundbreaking partnersh

In this Ficos Fundamentals Class for EYL University, Shonda Martin, a credit educator, and expert, dives deep into one of the most crucial aspects of your credit profile: credit utilization. Understanding and managing your credit utilization can significantly boost your credit score and open doors to better financial opportunities. For this full class and more like it, sign up for EYL University at eyluniversity.com!Don't forget to like, comment, and subscribe for more financial tips and tricks. We cover: What credit utilization is and why it matters How to calculate your credit utilization ratio Tips for maintaining an ideal utilization rate Common pitfalls that can hurt your credit score The impact of loan balances and charge-offs00:00 Introduction00:12 What is Credit Utilization?00:35 Factors Affecting Credit Utilization01:00 Number of Accounts with Balances01:34 Impact of Charge-Offs02:17 Proportion of Loan Balances to Original Loan Amount03:14 Student Loans and Deferments04:03 Checking Your Student L

Welcome back to another incredible clip of Market Mondays! In this clip, our hosts Troy Millings, Rashad Bilal, and Ian Dunlap sit down with the extraordinary real estate developer Donahue Peebles. Join us as we delve into a fascinating conversation about the ambitious skyscraper project, the Aspiration Tower, set to be the tallest building in the Western Hemisphere.From the hurdles of political delays to the strategic planning behind such a monumental undertaking, Donahue offers insider insights into this game-changing development. Despite receiving proof of financing for the project, political shifts in New York State have caused unforeseen delays. As Donahue points out, "The holdup is not money. It’s the governor of New York making a decision that this is something that they want to go forward with."Apart from discussing the skyscraper, we explore how Donahue manages multiple large-scale projects across various cities like Boston, Charlotte, Raleigh, Durham, Nashville, Atlanta, and Miami. How does

In this episode of Earn Your Leisure, we sit down with Mag Rodriguez to discuss the groundbreaking changes happening in the music industry through the EVEN platform. Discover how LaRussell made $27,000 in just 24 hours by releasing his album on EVEN, and learn why artists are missing out on significant revenue by not selling directly to consumers. We explore how EVEN is the first direct-to-consumer music platform to report to Billboard and whether fans would pay extra for music from their favorite artists. We delve into the staggering statistic that only 10% of people will ever have the chance to see their favorite artist live and how the "Pay What You Want" model on EVEN is changing the game. Rodriguez shares insights on the importance of demand before releasing an app, the underestimation of revenue potential in other countries by big corporations, and the impact of Afrobeats making $100 million in 2023, with only 2% of the revenue reaching Nigeria.We also discuss the future of the music industry wi

Welcome back to another exciting episode of Market Mondays! Today, we are thrilled to have Ish join us for an enlightening conversation about the world of real estate investing. Whether you're a beginner looking to dip your toes into real estate or someone with some experience, this episode is packed with valuable insights and practical advice.*Key Discussion Points:*1. **Mindset for Real Estate Investment**: - Ish starts off by emphasizing the importance of having the right mindset for real estate investment. He cautions against unnecessary expenses and stresses the need for financial discipline. If you aspire to be a serious investor, you must learn to prioritize investments over lavish lifestyles, such as luxury cars and frequent vacations.2. **Regional Considerations**: - Real estate is highly regional, and strategies may differ based on location. Ish shares his thoughts on how understanding your local market can impact your investment decisions.3. **Advantages of Multifamily Investments**: -

In this insightful episode of Market Mondays, we sit down with the dynamic and inspiring Pinky Cole, the mastermind behind Slutty Vegan, a rapidly growing vegan food empire. Pinky opens up about the pivotal moment when she raised $25 million, a milestone that brought her company’s valuation to a staggering $100 million. Rashad Bilal, our inquisitive host, dives deep into the details, peeling back the layers to reveal the challenges and triumphs that accompanied such a significant capital raise. Pinky shares her emotional journey upon receiving the funds, describing the immense pressure of transitioning from "me" to "we" as she now had the weight of her investors’ expectations on her shoulders.What does it take for a black female entrepreneur to succeed at this level? For Pinky, raising $25 million was more than just a personal victory. It represented a win for every black woman, black entrepreneur, and minority striving to make their mark. She candidly discusses the stakes, emphasizing the col

In this eye-opening clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap welcome the inspirational entrepreneur Pinky Cole. Known for her honesty about the highs and lows of her entrepreneurial journey, Pinky takes a deep dive into the real lessons she's learned while scaling her businesses. She shares invaluable advice on site selection, the importance of data over intuition, and the emotional challenges that come with making tough business decisions.Pinky sheds light on the often unspoken struggles that even the most successful brands face. With a candid recount of having to close certain locations despite having a highly popular brand, she emphasizes that location and data are crucial in making informed business decisions. Pinky reveals how even giants like Burger King and Popeyes go through ups and downs, yet public discourse seldom covers these setbacks.This clip also explores the dynamics of Pinky's personal life, particularly her relationship with fellow entrepreneur Derek.

In this insightful clip of EYL, our hosts Rashad Bilal and Troy Millings sit down with the dynamic Felecia Hatcher. Known for her enlightening perspectives and innovative marketing approaches, Felecia takes us on a deep dive into the mechanics behind the scarcity model and how it influences consumer behavior.As the Chief Popcorn Officer of Popcorn Heaven, Felecia has mastered the art of creating demand. In this conversation, she reflects on her experience working with Nintendo and how they skillfully created unparalleled hype around their products. Discover the fascinating strategies used to generate immense demand and drive consumer purchasing decisions, even when products were scarcely available on store shelves.*Key Points Covered:*- *The Scarcity Model Explained:* Rashad begins by asking Felecia to break down the scarcity model, highlighting that it’s more complex than simply reducing supply. Felecia shares her firsthand experiences with Nintendo’s experiential marketing strategies that left consumers eag

Welcome back to another riveting clip of Market Mondays! Today, we're diving into one of the most tumultuous events the tech industry has seen in recent times—a global tech outage that sent shockwaves through various sectors and led to massive flight cancellations. Rashad Bilal, Ian Dunlap, and Troy Millings are here to break it all down for you.*[00:00:00] Global Tech Outage:*Last week saw an unprecedented global tech outage that continued into this week, causing the cancellation of over 600 Delta flights. The ripple effects of this outage are significant, impacting various industries and millions of people around the world.*[00:00:43] Impact on Crowdstrike:*Crowdstrike, a major player in cybersecurity, took a significant hit with its stock dropping over 30% from its 52-week high. Ian Dunlap offers insightful analysis on whether this presents a buying opportunity or if further caution is warranted. He suggests that there's still room for the stock to fall to around $249.77 before considering a long-t

In this clip of Market Mondays, we dive deep into the latest developments in the electric vehicle (EV) market, specifically focusing on Tesla's recent decline in**Title: Market Mondays Medium #2 - July 15 | Tesla's Market Share, EV Trends, and Investment Insights**Welcome back to another clip of Market Mondays, your go-to source for the latest insights in the financial market. In this episode, our hosts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the recent shifts in Tesla's market share and what it means for the company and the electric vehicle (EV) sector as a whole.We start off with Rashad Bilal’s observation on Tesla's market share dipping below 50% for the first time since the EV sector gained popularity. This is a significant shift that has caught the attention of investors and market analysts alike. Is this a red flag for Tesla, or just a temporary setback? Ian Dunlap believes it’s an overhyped headline and remains confident in Tesla’s long-term viability despite the rise

Join us for an insightful conversation with Felecia Hatcher on Earn Your Leisure, where we dive deep into the world of entrepreneurship and innovative business strategies. In this episode, Felecia shares her experience with the Pharrell Williams-founded Black Ambition Opportunity Fund, a groundbreaking initiative designed to invest in 1,500 entrepreneurs by providing them with capital and mentorship. Discover the unique advantages that small businesses have over large corporations and the core business lessons Felecia learned during her time at Nintendo.Explore the scarcity strategy that propelled Nintendo to new heights and learn how to leverage scarcity to increase demand in your own business. Felecia emphasizes the importance of understanding the value of your service and knowing your market when scaling your business. She also highlights a crucial point: your friends and family aren't your target audience.The conversation takes a deeper turn as we discuss the challenges of entrepreneurship burnout and

In this clip of Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the latest economic predictions and analyses. They begin by discussing the possibility of a rate cut in September, with Ian sharing his optimistic forecast despite the current economic landscape. Will Jerome Powell and the Federal Reserve take action? Stay tuned to find out.The duo also sheds light on the recent comments from Fed Chair Jerome Powell about inflation trends and the likelihood of a rate cut. With data from the Chicago Mercantile Exchange suggesting a 95% chance, the conversation gets intriguing. Could we really witness a rate cut this September? And if not, what could be the next steps in November or even December?Next, they tackle analyst Tom Lee's bold prediction that the S&P 500 will triple by 2030. Is it realistic for the market to see such an exponential rise within just six years? Ian weighs in on the feasibility of such growth, considering potential reshuffling in the S&P 500 and the impact of inflation

Welcome back to EYL! In this clip, we are joined by the incredible Ashaala Shanae, who provides invaluable insights on how to perfect your elevator pitch. Whether you're preparing for Invest Fest or any other pitch scenario, this video is packed with actionable advice to help you stand out and make a lasting impression.*Key Points Discussed:*1. *Clear and Concise Messaging:*Rashad Bilal kicks off the conversation by emphasizing the importance of a clear and concise message. Knowing who you are, what you do, who you serve, and what you offer is crucial.2. *Identifying the Problem:*Rashad explains that understanding the problem you aim to solve is fundamental. Your pitch should highlight the specific issue your product or service addresses.3. *Providing the Solution:*Beyond identifying the problem, it's vital to clearly articulate the solution your business provides. This includes the methods and vehicles you'll use to solve the issue.4. *Market Research and Competitor Analysis:*Knowing your market

In this snippet from the Sales Mastery EYL University Class, Danyel King explains the powerful Straight Line System, inspired by Jordan Belfort, the Wolf of Wall Street. In this insightful session, Danyel explains how to stay on the fastest path to a sale by avoiding distractions and focusing on three key elements: the product, the salesperson, and the company. Learn why creating absolute certainty in these areas is crucial for successful sales transactions and how enthusiasm, expertise, and competence play vital roles in convincing prospects. Danyel shares personal anecdotes and valuable tips to help you master the art of sales and achieve your financial goals. To watch this full class and more, sign up for EYL University at www.eyluniversity.com*Timestamps:*00:00 - Introduction to the Straight Line System01:04 - The Three Key Elements of Sales02:39 - Importance of Product Knowledge and Passion04:41 - Real-life Success Stories and Motivational Insights07:26 - The Three Important Keys: Competence, Expertise,

Hey Market Mondays Family!Welcome back to another clip of Market Mondays! In this insightful discussion, we dive deep into the rapidly evolving world of artificial intelligence and robotics. With AI technology advancing faster than ever, it's crucial to understand its implications on our lives, jobs, and society as a whole.Our special guest, 19 Keys, alongside hosts Rashad Bilal, Ian Dunlap, and Troy Millings, explore some of the most pressing questions around AI and robotics:- *The Future of Humanoid Robots:* 19 Keys discusses Elon Musk's ambitious plans to make humanoid robots his next trillion-dollar business. He emphasizes that while the technology is here, the real challenge is getting society accustomed to these robots. We examine the potential for humanoid robots to take over mundane, task-oriented jobs and the impact this may have on various industries and employment landscapes.- *Regulations and Market Leaders:* The conversation touches on how the government is likely to turn to giants like O