Your Money, Your Business, Your Life

YMBL052 Principles of Success - The Brain   Have you ever wondered about the connection between our physical being and our cognitive thought process? As a functional organ, our brain is responsible for a variety of bodily functions and activities working correctly - including our emotional state and thought processes. Our experiences and the things we allow into our conscious and subconscious mind plays a significant role in how our brain interprets the world around us, helping us make decisions in various situations and circumstances as well as impacting our ability to create success.   On today’s episode, I’m discussing the connection between our brain and our thoughts and emotions. I’ll explain what the reptilian brain is, it’s responsibilities, and how it affects our emotional and cognitive thoughts and decisions. I’ll also explain why being intentional in what we feed our brain is critical to creating success, how what we feed our brain impacts our emotions, thoughts and decisions, and why it’s important

YMBL051 Principles of Success - The Subconscious Mind   Your subconscious mind plays an important role in the way you react and respond to the challenges, obstacles, and events around you. To be a successful entrepreneur, it’s important to be in the right mindset so you can accomplish your goals, grow your business, and create the life you desire.   On today’s episode, I’m discussing how your subconscious mind impacts your thought process and the way you react to challenges and events that occur in your life. I’ll explain how your emotions affect your belief as well as how your childhood experiences impact your beliefs around money, business, and relationships. I’ll also share strategies you can use to help you retrain your subconscious mind, allowing you to create a positive mindset so you can achieve the success you deserve.   “Allow your subconscious mind to shed those old core beliefs that are not supporting you and replace them with positive thoughts, positive energy, and positive beliefs.” - Sharon Lech

YMBL050 Principles of Success - The Mystery of Sex Transmutation   Developing effective communication skills is critical to achieving your goals, advancing your career, and building a successful business. It plays a significant role in how we negotiate for the things we want and how others perceive us. Everyone has a feminine and masculine perspective of our personalities - and the way we use these perspectives in our lives, businesses, and careers impacts the way we communicate with others.   On today’s episode, I’m discussing the mystery of sex transmutation. I’ll explain Napoleon Hill’s theory of how a personal magnetism personality is an expression of sexual energy and how nonverbal communication skills and the tone of your voice impacts the way people interpret your messages. I’ll also explain how your posture impacts the way you present your message and the importance of being tactful, enthusiastic, and approachable when communicating with others.   “In communication, sexual energy is so impactful - eve

YMBL049 Principles of Success - Power of the Mastermind   Being an entrepreneurs can be lonely and trying to run your business on your own can be a shaky path to walk. To achieve success in your business or organization, collaboration and teamwork are crucial. One thing that is equally important, however, is finding a community of purpose-driven individuals you can connect with, gain inspiration and insight, ask questions, and seek support from during challenging or difficult situations. This is why it is critical for business owners and entrepreneurs to seek the help of mastermind groups.   On today’s episode, I’m discussing what a mastermind is and the value of becoming a member. I’ll explain the spiritual element behind an effective mastermind group, the importance of committing to participating and listening to others within your group, and the difference between a formal and informal mastermind. I’ll also explain how Napoleon Hill describes a mastermind group and why he believed it is the key to creating

YMBL048 Principles of Success – Persistence Ever entrepreneur faces challenges and obstacles that can set us back from achieving our goals, but one of the things that separates the highly successful leaders from the struggling entrepreneurs is what keeps us motivated during these times of difficulty. It’s how we overcome fears, doubts, and negativity to catapult our businesses that clears the path for our success. On today’s episode, I’m discussing the importance of staying persistent in your pursuit of success. I’ll share how fear, doubt, and negativity play a role in our ability to achieve our goals and the importance of turning your persistence into faith to be successful. I’ll also explain the eight factors you need to know to begin cultivating a persistent mindset.   “Leaders need to be persistent in order to achieve the goals they set out for themselves and their team.” – Sharon Lechter   This Week on the Your Money, Your Business, Your Life Podcast: How fear, doubt, and negativity inhibit your ability

YMBL047 Principles of Success - Decision As entrepreneurs, we know that procrastination often inhibits our ability to achieve success. Sometimes, procrastination is appropriate - especially when you haven’t done your research or due diligence on an idea. But, lingering too long, overanalyzing, and refusing to make a decision or take action on an idea can often lead to missed opportunities. On today’s episode, I’m discussing the importance of being decisive and taking action to achieve your goals. I’ll explain why some of the most successful entrepreneurs and business leaders make it a habit to reach a prompt decision, how your passion can help you make decisions quicker, and the effects of the “shiny object syndrome.” I’ll also discuss the difference between seeking someone’s opinion versus seeking counsel from mentors and how second-guessing your decisions can impact your success.   “Decision is the mastery of procrastination.”   This Week on Your Money, Your Business, and Your Life: How procrastination inh

YMBL046 Principles of Success - Organized Planning If you want to create success in your business, you need to have a plan, work the plan, be able to revise the plan, then work the plan again. Part of working the plan, though, is having everyone on your team working in the same direction. This is where being organized in your planning process becomes critical. On today’s episode, I’m discussing the importance of creating an organized plan for your business. I’ll explain what an organized plan is and how it can help you and your team achieve your goals and scale your business quickly and more effectively. I’ll also share why cultivating an environment based on cooperation is critical to be an effective leader, the attributes most great leaders possess, as well as leadership traits that can hinder your company’s growth and ability to achieve its goals.   “The more definitive you can be in your planning, the quicker you will get the results you want.” - Sharon Lechter   This week on Your Money, Your Business, Yo

In today’s business world, we hear a lot of talk about perseverance, trust, and transparency and why having these qualities as the core of your business model is critically important to your company’s success. Today on Your Money, Your Business, Your Life, Erik Swanson, a.k.a. Mr. Awesome and founder of The Habitude Warrior Conference joins me on the show to discuss his 5 Pillars of Success. These five pillars can be used to help you find success in any area of your life – from your business to building and cultivating your relationships and beyond. Erik is a highly sought-after speaker, trainer, and success coach with a deep passion for helping entrepreneurs, corporations, business owners, and athletes learn to systematize the process of developing healthy, productive habits. One of the lessons he teaches his students is to utilize his 5 Pillars of Success model to identify what areas are lacking in their life or business and preventing them from reaching the level of success they desire.   “It takes time to

YMBL045 Principles of Success - Imagination Creativity, curiosity, and imagination are critical to the success of your business. Being curious enables you to look at the world around you through a different lens, ask questions others may not have asked, and gain insight on how you can make an impact. Being creative and using your imagination allows you to develop new innovations and ideas to help you achieve your goals, help others, and carve your own path to success. On today’s episode, I’m discussing the impact that staying curious and creative and using your imagination can have on your life, your business, and your career. I’ll share how conformity can often lead to complacency, making it more difficult to leave your comfort zone as well as the different types of imagination you can use to develop new ideas that will catapult your success. I’ll also share strategies you can use to encourage your creativity and imagination and explain how limiting beliefs can impact it.   “Allow your imagination to step in

YMBL044 Principles of Success - Specialized Knowledge   When it comes to building trust and authority in your field, specialized knowledge gives you the opportunity to become an industry expert. According to Napoleon Hill, “knowledge has no value except that which can be gained from its application toward some worthy end.” As we age, things change and the things we thought we knew before often change with time as well.   On today’s episode, I’m discussing the fourth chapter of the book Think and Grow Rich, and why specialized knowledge is critical to your business’s success. I’ll also explain how having specialized knowledge can lead to becoming known as an authority figure and expert in your industry as well as the importance of continuing to learn new skills and apply your knowledge to achieve your business goals.   “Specialized knowledge is the pathway to success.”   This week on Your Money, Your Business, and Your Life Podcast:   How to identify levels of awareness to build a successful future Developin

When you think of auto-suggestion, many people associate the term to hypnosis. However, auto-suggestion is a mechanism of how your brain deals with external factors that influence your subconscious. Continuing the theme from Napoleon Hill, auto-suggestion is the “voluntary feed on creative or destructive nature and ability to change our circumstances.” How often do we use negative thoughts and comments to create a whirlwind of self-doubt and lack of self-confidence?   Today, I’m discussing the impact of auto-suggestion to change your mindset and how it directly influences our level of success. I also explain how we often allow positive and negative thoughts into our lives either consciously or subconsciously, steps we can take to actively change our mindset to ensure our success, and the importance and impact that positive self-talk can have on your life and business.   “Each of us takes responsibility for own thoughts, actions, and what we allow into our spaces.” This week on Your Money, Your Business, and

YMBL042 Principles of Success - Faith   As a business owner, having faith is critically important to your overall success. In fact, it’s one of the Principles of Success in my book, Three Feet from Gold, as part of the success formula, but many people don’t realize why having faith is so important to your ability to succeed in business. Having faith in something means having a strong belief in something - including yourself.     On today’s episode, I’m going to share why having faith in yourself is critical to your success and how to use it as a motivator to help you take action and achieve your goals. I’ll explain how faith - or the lack thereof - truly defines your destiny, how it creates a roadmap for your subconscious to follow, and how positive thoughts can create the foundation for you to build success in your life, business, or career. I’ll also share Napoleon Hill’s self-confidence formula that can help you create the mindset to build faith in yourself and create success in your career.     “Building

YMBL041 Principles of Success - Burning Desire The book Think and Grow Rich was originally published in 1937 by Napoleon Hill. Since then, it has sold millions of copies and has been recognized as a Top 10 Bestseller for entrepreneurs and business professionals. The book outlines and explains the 13 critical steps we need to take to achieve the success we desire in our personal and professional lives. It also dives deep into why overcoming fear is critical to achieving your goals and fulfilling your dreams. On today’s episode, I’m discussing the first principle of success - finding a burning desire. I’ll share my perception of the concept of finding your burning desire - what makes you jump out of bed each morning - and how you can apply it to other areas of your life. I’ll explain how the path to finding your burning desire can manifest from more than just your passion or love of something and how to use that desire to fuel the success in your life and business.   “It starts with an idea, a realization, and

YMBL40 Kids and Money with Angela Totman Angela Totman is a Certified Personal and Family Finance Educator with over 10 years of experience helping individuals, families, and entrepreneurs improve their financial literacy through programs, resources, and publications. She is a public speaker, financial coach, and the co-author of Your Financial Mastery, a college-level financial literacy curriculum. Angela joins me today to discuss the importance of teaching children financial literacy skills at an early age. She explains the difference between “payable chores” and “non-payable chores” and why parents should encourage children to contribute to the family’s responsibilities through both. She also explains how giving children allowances and encouraging them to discover ways to earn their own money teaches them valuable entrepreneurial skills, how to save money for things they want, and how it can impact their sense of accomplishment, self-confidence, and self-esteem.   “When we give kids an opportunity to set a

YMBL039 Global Demographics Many businesses and large organizations become frustrated with the millennials working within their company. Much of this frustration is often due to the fact that millennials tend to think differently than the older generations. According to a recent study, millennials will make up approximately 75% of the global workforce by 2025. So, in order for businesses and organizations to continue to grow and thrive in the ever-changing global demographics, they need to learn how to cope, communicate, and work with these younger generations. On today’s episode, I’m discussing the future of retirement, social security benefits, and global workforce. I’ll explain the importance of learning how to communicate and work with millennials within your organization and why you should consider expanding your business to a global scale. I’ll also explain why business owners should consider providing tools, resources, and education to the growing workforces within India and Africa and how it can impac

YMBL037 Think and Grow Rich with Don Green of the Napoleon Hill Foundation Don Green is the CEO and Executive Director of the Napoleon Hill Foundation, a nonprofit organization dedicated to improving the world through educational publications. He has over 40 of experience in banking, finance, and entrepreneurship and is the author of Everything I Know About Success I Learned from Napoleon Hill. On today’s episode, Don shares how Napoleon Hill’s bestselling books such as Think and Grow Rich and Outwitting the Devil have inspired millions of people around the world. He explains the difference between fearing failure and fearing success, the importance of staying persistent instead of giving up on what you want to achieve, and the power of association and learning from others while building the success you deserve.   “The day we stop learning is the day we stop growing.” - Don Green   This week on the Your Money, Your Business, Your Life Podcast: The importance of staying persistent in achieving your goals - ev

YMBL038 You Are the CEO of Your Life with Lisa Walker Lisa Walker is a psychologist, executive coach, trainer, and public speaker with a unique focus on helping individuals overcome challenging obstacles throughout their lives, businesses, or careers. Growing up in a rural part of Jamaica as a young girl, Lisa has experienced significant challenges that have fueled her passion to help others overcome their personal and professional obstacles to achieve success. On today’s episode, Lisa shares her humble beginnings that lead to her successful career. She shares how she helps others overcome challenges and obstacles that are preventing them from moving forward in their own lives, the importance of objectifying your obstacles instead of internalizing them, and how staying positive and hopeful when faced with significantly difficult challenges can help you overcome them.   “We are all overcomers if we allow ourselves to think it, to believe it, then act as if we are.” - Lisa Walker   This week on the Your Money,

YMBL036 Do’s and Don’ts of Successful People Have you ever wondered what successful, high performing entrepreneurs and business executives do to remain productive in their life, business, careers, and relationships? While there’s no “secret formula” to achieving success, reviewing other successful entrepreneurs and evaluating the habits and routines they have in place can help you discover things you need to change in your life so that you can achieve your goals and take your business to the next level. On today’s episode, I’m discussing the do’s and don’ts of successful entrepreneurs. I’ll share some of the habits they have developed to help them stay on track, be productive, and achieve their goals as well as share tips and strategies you can use to start your journey to achieving the success you dream.   “So often we judge ourselves through the eyes of others. We judge ourselves through the roles we play.” - Sharon Lechter   This week on the Your Money, Your Business, Your Life Podcast: The importance of

YMBL035 Are You a Henry? In 2003, Fortune Magazine coined the phrase, H.E.N.R.Y, a term that stands for High Earner, Not Rich Yet. H.E.N.R.Y’s are often referred to people who earn a substantial amount of money, but are not investing in their self-worth through assets. According to statistics, about 23-million Americans are earning between $100,000 and $250,000, but - despite their high income cashflow - they are not considered ‘rich’ yet. On today’s episode, I’m discussing the traits often found in H.E.N.R.Y’s. I’ll explain what a H.E.N.R.Y. is and how it is different than a T.I.T.A.N. I’ll also explain why it’s important to delay the desire for instant gratification in favor for investing in assets for your future, why you should convert your income into assets, and why what you do with y our paycheck is going to define whether you are creating wealth.   “You are perfectly positioned, with a few changes of habit, to convert from being a H.E.N.R.Y. to becoming a T.I.T.A.N.” - Sharon Lechter     This week on

YMBL034 Coach vs Mentor with Angela Totman Angela Totman is a Certified Personal and Family Finance Educator with over a decade of experience creating financial literacy programs and resources. She is a public speaker, financial coach, and the co-author of the college-level financial literacy curriculum, Your Financial Mastery. Additionally, Angela is a Master Mentor and coach in our Master Mentors Program and the Vice President and COO of Pay Your Family First where she is passionate about helping individuals and organizations improve their lives and increase their wealth through financial education programs and building meaningful partnerships. Angela joins me on today’s episode to discuss the difference between a coach and a mentor. We discuss the benefits of working with a mentor, how coaches impact your accountability, and the importance of finding a mentor to help take your business to the next level.   “You need someone that is not only a cheerleader, but someone that challenges you along the way.” - A