My Smart Retirement

On today’s episode, we’re going to explore the 4 phases in life, each being 8,000 days or 22 years: the honeymoon phase, the big decision phase, navigating longevity phase, and the solo journey phase. While they can be interchangeable each plays a special part in our lives and we have very similar phases in retirement. The Honeymoon Phase (65 to 74) This is where you are typically just entering retirement (while some people may retire earlier). These are your healthy years. You have an average of 20 more healthy years. Everything’s changed because you are retired, but physically not much has changed. What are you going to do with your time? Will you travel? Or will you spend time exploring hobbies? A lot more people are considering working into retirement as the definition of retirement evolves. These are the go-go years. The Big Decision Phase This phase is characterized by more free time and you end up making more big decisions. The worries of work have faded from your mind and now you’re stuck making decis