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I am Reginald Sinclair Lewis. This piece is called "House on Fire." The keys to understanding why you, [inaudible], who comprise an overwhelming majority of law-abiding, hardworking  Americans, lose your homes to foreclosure. It's just a tap, tap, tap away on the keys on your computer or a short trip to your newest law library.Look up contract law and state and trust, eminent domain, UCC laws, or unified commercial code. Draconian laws all pass by your state legislators and forced by the courts against you. If you are a recipient of [inaudible] mortgage law, chances are you could not discern or decipher the subtle complexities of the language. The draft is hid in small print and the unreasonably unconscionable contracts of adhesion for law which is always secretly favors the other parties. Lawyers know exactly what it means, but they're too afraid of the big, bad wolf to warn you. Black's Law- Black's Law Dictionary defines "attorney" as one designated to transact business for another. The prefix, "attorn-,"