Mastermind.fm

In today's episode, we interview Maxime Pallain, the co-founder and CEO of Raizers. Raizers is a real estate crowdfunding platform that currently offers several investment opportunities in France. Raizers' competitors when it started were private banks, family offices etc. Raizers' innovation was in digitizing the way to give loans to entrepreneurs. This platform offers loans to real estate developers, with a maximum 24 months and average of 21 months. There is currently a 0% default rate on Raizers, and there aren't any long-pending projects either. They have financed over 500m in projects. In 2020, they have financed 52 companies with the help of 4 internal analysts (from big four and other important firms in the real estate and finance space, including venture capital funds) and 1 lawyer. This works out at one deal per analyst per month. I'm mentioning this to show that approving projects is not an automatic thing and requires a lot of work. Many proposals are dropped quickly after being received. For