Medicarebob
FAQ Friday: Benefits of a Hospital Indemnity Plan and a Cancer Policy
- Autor: Vários
- Narrador: Vários
- Editor: Podcast
- Duración: 0:05:11
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Sinopsis
If you have a Medicare Advantage Plan and are unable to purchase a Medicare Supplement because of health issues or maybe it’s not the time of year you are able to switch, there are a couple, separate plans that you can purchase that will help offset the costs you have with a Medicare Advantage Plan and your exposure with a Medicare Advantage Plan. The two most popular are the Hospital Indemnity Plan and a Cancer Policy. The two biggest holes in a Medicare Advantage Plan are hospitalization and Cancer treatments. Most Medicare Advantage Plans are going to charge you anywhere from $250 to $400 a day you’re in the hospital for each day, days 1 though 7. A Hospital Indemnity Plan will protect you from this charge. How it works is if you are hospitalized, you would pay the co-pay to the hospital that your Medicare Advantage Plan requires you to pay. After that, you would submit a claim to the insurance carrier and the Hospital Indemnity Plan would then pay you per day that you were in the hospital. Fo