Medicarebob

FAQ Friday: Do I Need A Cancer Policy?

Informações:

Sinopsis

   Cancer Policies are fairly affordable plans (with premiums around $30 to $60 a month). If you have a Cancer Policy and are diagnosed with Cancer, the insurance carrier will send you a lump sum amount to use towards your treatment. That amount depends on what benefit package you choose. For example: If you have a Cancer Policy that provides a $10,000 benefit with your Medicare Advantage Plan and you are diagnosed with Cancer, you would file a claim with the insurance carrier and the carrier would send you a check for a lump sum of $10,000 to use towards any service or medications. If you have a Medicare Advantage Plan, a Cancer Policy will truly benefit you. The biggest hole in any Medicare Advantage Plan is cancer. If you have a Medicare Advantage Plan you will have to pay 20% up to your maximum out-of-pocket for cancer treatments. This does not include costs such as your medications and many chemotherapy drugs are now being classified under Medicare Part D so there is the risk of falling into th