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Medicare Advantage vs Medicare Supplement: 2020 Medicare Plans Explained

Informações:

Sinopsis

Compare Medicare Plans Here: https://www.seniorhealthcaredirect.com/quote-3/   Medicare Advantage Plan: A Private Company provides a health plan that you will use instead of using your traditional Medicare.  Medicare Advantage has a lower monthly premium. However, it requires you to pay some bills when you use the Plan. You will have co-pays, co-insurance and sometimes a deductible. Furthermore, you have to go to certain Doctors, Hospitals and other Providers (HMO / PPO). Most importantly, it has a max out of pocket for your protection. Therefore, once you have paid a certain amount, the plan will pay the rest of your healthcare cost. For example, in 2019 most HMO’s max out of pocket were around $4,000.00 and the PPO Plans were around $6,700.00. Lastly, Medicare Advantage plans may  include added benefits like dental, vision, even a gym membership.   Medicare Supplement Plan: Medicare ( Parts A and B ) are your primary insurance and 2020 Supplement Plan pays the bills that Medicare would n