L2 Capital

 In this episode, Marcelo talks to Martin North, from Digital Finance Analytics (DFA). DFA is a boutique research, analysis and consulting firm providing advisory services to clients in Australia and beyond.   Martin starts by explaining how his company, DFA, conducts the research and consulting work. DFA follows a philosophy of its own and looks at different perspectives, with a wealth of detail. Following on, North talks about the downward trajectory of real estate prices in Australia in 2018, which he had already anticipated, after several years of expressive appreciation. He explains why prices have risen so robustly over the last few decades and shares his point of view for the near future. Asked about credit expansion and the granting of real estate loans, Martin presents recent numbers and market trends and highlights the strong influence of investors, including foreigners, in this sector. He further clarifies how rising property prices have led to a change in household indebtedness and compo