Earn Your Leisure

In this eye-opening episode of Earn Your Leisure, we had the pleasure of interviewing Shonda Martin, an expert in personal and business credit. Shonda delves into the intricacies of building a robust credit profile, sharing invaluable advice and strategies that go beyond just the numbers. Tune in as we cover essential topics including:- The significant role of personal credit in business credit development.- Effective ways to handle late payments on your credit report.- Why a healthy credit profile matters more than your credit score.- Achieving financial flexibility with a 680 credit score.- The risks of co-signing and how it affects your credit.- Regularly boosting your credit limit for financial health.- The impact of student loans on your credit score.- Understanding the true nature of credit card usage.- Strategic payments to enhance your credit score.- How high credit card balances can lower your score.- The right time to start building your child's credit.- Common parental mistakes in managing thei