Your Credit Today

Reset your financial situation and make 2025 your best financial year yet with Angela Setters Bessard, the real credit queen. Dive into essential strategies to refresh your credit, manage your debt, and revamp your budget.Learn how to effectively check and update all three of your credit reports.Discover methods to consolidate and manage credit card debt, including using balance transfer cards and personal loans.Understand the importance of increasing your credit limits and maintaining positive credit history.Uncover the snowball and avalanche methods for tackling debt repayment.Refresh your budget focusing on cutting unnecessary spending and automating your savings and investments.00:00 Reset your credit score to improve finances.05:49 Ensure personal information on your credit report is accurate and up-to-date, including addresses and social security number. Consider using a P.O. Box for stability if you're renting.08:29 File disputes with all three credit agencies to improve your middle credit score.13:03