Your Credit Today

Angela Setters-Bessard, The Real Credit Queen, dives deep into equipping teens with financial literacy. Learn strategies to teach your kids about bank accounts, managing credit, and avoiding debt pitfalls. Discover the benefits of authorized user status, secured and student credit cards, and the pros and cons of co-signing. Angela also shares practical tips on paying bills on time and using credit responsibly. This episode is filled with actionable advice to set your kids up for a successful financial future. Don't miss her expert insights!Timestamp Summary1:00 Teaching Teens Financial Literacy and Credit Management4:00 Bank Accounts and Credit Cards7:00 Teaching Financial Literacy to Prepare Kids for the Real World9:00 Building Credit Through Authorized User Status and Responsible Practices12:00 Empowering Teens with Credit Responsibility15:00 Financial Literacy with Credit Cards18:00 Debt and Credit Card Misconceptions19:00 Benefits of Co-Signing for Loans22:00 Responsibility24:00 Teaching Financial Literac