Your Credit Today

The Real Credit Queen, Angela Setters-Bessard leaves out no details this week on why it's so crucial to understand credit and budgeting when you’re up for a big purchase like a car.This episode isn’t just about credit scores. Angela covers the whole picture of financial prep, the traps to avoid, and some smart budgeting hacks. She chats about key things like how your credit score affects car loan interest rates, why you might need gap insurance, and the sneaky fees that can come with car servicing and insurance.Angela uses real-life client stories and examples to drive home the need for solid financial planning. From explaining why the 70/30 debt ratio matters to warning about potential pitfalls like insurance lapses and lease return fees, she’s got practical tips and actionable advice. Angela’s mission? Simple: to guide you in making choices that will keep your credit and financial future safe.1:00 Essential Tips for Leasing or Purchasing a Car3:00 Budgeting and Credit Score Tips for Car Purchases8:00 The Im