Money Box

A new report out today is recommending sweeping reform in the way fraud is dealt with in England and Wales. The House of Lords Digital Fraud Committee has spent six months looking at the systems enabling fraud, the response to fraud and how victims are treated. Recommendations range from a time limit stopping high value payments from leaving accounts, to what it calls 'less carrot and more stick' for companies who enable fraud. We'll speak to Baroness Morgan who is the Chair of that committee and hear from a woman who had part of her inheritance stolen in a sophisticated scam.One of the UK's largest mortgage providers has warned Money Box about the dangers of rogue companies installing insulation using what is called spray foam. Nationwide expects more homeowners to enquire about insulation as energy costs rise and the cost of living crisis bites. Dan Whitworth hears from those affected and gets a response from the industry.Can customers use government energy bill vouchers to pay for their gas as well as