Your Credit Today

Owen Beiny (@thepointspartner), better known as The Points Partner is a former CEO that has spent the last 20 years traveling around the world for free by using credit card points, air miles, upgrades and benefits. Owen joins Angela to talk about maximizing credit card benefits and what are the best credit cards to have.Best advice received Value vs. moneyFinancial literacy and lack thereofOwnes financial educationThe evolution of credit cardsThe importance of knowing the benefits of credit cardsInsurance Back SecurityAmerican ExpressPassive incomeTop 5 Credit Cards for each individualAmerican Express Rose Gold cardQuotes:“don't ever expect anything from anyone, unless you've done something for them first. Giving is absolutely the most important thing you can do.”“Having money won't make you happy. Not having money will make you unhappy”.“Money itself doesn't have the value.”“That is the best attitude to have is to always have your hands open, prepared to give.”“Being a millionaire, won't make you happy,