Ready, Set, Retire!

As we approach the end of the year, are there specific things we should be doing now to have a better 2020?  Why it’s important to be proactive not reactive, when you should meet with your accountant and the most overlooked opportunities that Steve see’s and how he can help you avoid making this same mistake. Experience is priceless, with 32 years of experience, Steve’s successful strategies and resources, he can help you reach your retirement goals.See omnystudio.com/listener for privacy information.

For 32 years Cape Cod’s Retirement Income Specialist  Steve Anzuoni has helped many people just like you retire with confidence and lifetime income! Steve has developed a simple, easy to understand formula that uses more common sense and allows you to sit back and evaluate your situation.  Most importantly, you’ll actually understand it! Steve puts together every plan from scratch geared to the people/persons he is working with, nothing is cookie cutter when it comes to income planning. Steve explains the four buckets of money you need for retirement, how he can help you understand your money and most importantly, how his strategies can help you confidently cross that retirement finish line! See omnystudio.com/listener for privacy information.

A recent survey by TD Ameritrade found that 58% of Americans think $1 million will be enough to last through retirement. In this episode, Steve discusses an article from Barron’s magazine about a couple who planned to retire in their early 60s. They told their advisors that they’d saved a million dollars, so they felt that were in pretty good shape. The problem is, they were spending about $17K a month, which means they’d run out of their savings in less than five years! When it comes to your retirement, its crucial to do the math! You want INcome – not IFcome!  Steve, Cape Cod’s Retirement income Specialist, explains why it’s not just about the lump sum you have, it’s about your other resources as well to help you have a successful retirement!  See omnystudio.com/listener for privacy information.

At least once a year, all of us have that annoying uncle at the dinner table right? I’m talking about Uncle Sam! The Motley Fool says one of the most common retirement mistakes people make is forgetting about taxes. But won’t our tax obligations decrease when we quit working? The answer may shock you!  Plus, do you know the four types of money?  For three decades, Steve Anzuoni, Cape Cod’s Retirement Income Specialist, has helped people just like you cross that retirement finish line while minimizing your taxes and maximizing your income!See omnystudio.com/listener for privacy information.

In August of 1935, FDR signed the Social Security Act into law. Today, nearly half of all retirees take their benefits as early as they can, which is age 62. BUT, did you know that if you wait until you’re 70, you can almost double it? Social Security is the foundation of your retirement, you could be throwing hundreds of thousands of dollars out the window if you don’t claim right. With hundreds of different claiming methods, it’s important to talk with a professional, someone with over three decades of experience, Cap Cod’s Retirement Income Specialist – Steve Anzuoni!  See omnystudio.com/listener for privacy information.

You have car insurance right? What about life insurance? What about insurance for your retirement plan? The #1 fear of planning for retirement is running out of money. In this episode, Steve explains how you can ensure your retirement plan, protect your nest egg from a volatile market and create lifetime income.See omnystudio.com/listener for privacy information.

Americans who are 55-64 have only saved 12% of what they need to fund a secure retirement – BIG MISTAKE! When planning for your retirement and creating that income plan, it’s important to “color in the lines,” and avoid mistakes. One small mistake, could cost you BIG! What is the biggest mistake one could make while planning for retirement? Steve explains and shares some of the most common mistakes made without the guidance of an experienced professional.  See omnystudio.com/listener for privacy information.

The #1 fear when it comes to retirement is running out of money, so how can you avoid this? On this episode, Steve explains his strategies on how he can turn your nest egg into lifetime income you can’t outlive. Plus, do you know the buckets and colors of money you need to retire?  Get more details at www.fairwayfinancial.com!See omnystudio.com/listener for privacy information.

Warren Buffett, chairman and CEO of Berkshire Hathaway is worth $84.2 billion dollars. If you’re like me, you’re thinking, “How did he do that? How can I do that?” It’s a question that many of us ask ourselves.  Steve sticks to his rule (and Buffett’s) of rule #1, don’t lose the money – rule #2, see rule #1!  See what separates the mega-wealthy from the rest of us and how Steve can help you have a successful, stress-free retirement.     See omnystudio.com/listener for privacy information.

The question most Americans ask Google is, “How much money do I need to retire?” We all wonder that, right? Here’s the deal, there’s not a “secret sauce” or a “secret number” that works overall because everyone’s retirement is different. Remember, retirement planning and income planning  is NOT cookie-cutter. The first step is to begin the conversation, see where you are today, where do you want to be in the future and then, what do you need to do now to bridge that gap to have a happy, confident retirement.  How does guaranteed income sound? What should you do with your old 401(k) or IRA?  Steve can help you today!   10 most-asked retirement questions, past year U.S.  1. How much do I need to retire?  2. How to retire early  3. When can I retire?  4. What is the retirement age?  5. How much to save for retirement?  6. How to save for retirement  7. How to retire at 50  8. How to retire  9. What is full retirement age for Social Security?  10. Where to retireSee omnystudio.com/listener for privacy informatio

Do you think your taxes will go up or down when you retire? If you’re thinking they’ll go UP – then you would be correct! If you’re ahead of the game and have a plan, it can help you plan for future taxes. You have to proactive when it comes to taxes or you may be in for a big (no so fun) surprise! The same process you use saving for retirement is the same process you should use for saving for taxes.  How can you maximize your taxes in retirement? Did you know you could have a tax-free retirement? Be in control of your retirement, talk with Steve today!See omnystudio.com/listener for privacy information.

Not having a plan is a plan to fail. The #1 fear of retirement is running out of money, so how can you avoid that? Many people think that just having a 401(k) or an IRA is a plan – NEGATIVE! A plan is the process of putting together the savings you’ve accumulated to reach a desired income.  The investment is a “holding pen” where the money is, a plan puts the money in action. As you get closer to retirement, you have to focus more on income vs investments due to time needed to make up for any losses. It’s all about the plan, the goal, the objective.See omnystudio.com/listener for privacy information.