Earn Your Leisure

In this episode of Earn Your Leisure, we sit down with Lecrae to discuss his remarkable journey in the music industry and his blueprint for success as an independent artist. We dive into how growing up in Houston inspired him to create his own music label, the steps to building a label, and how he leveraged social media to surpass Nicki Minaj on the iTunes charts. Lecrae also shares the lessons he learned while working at a corporate cable company and how those lessons helped shape his music career. Additionally, he reflects on the pivotal first feature that made him realize his life was about to change and provides insights into the ever-evolving hip-hop market.Lecrae breaks down the secrets to successfully touring as an independent artist and explains why he believes independently touring is better than partnering with major players like Live Nation. He also discusses his preparation for the BET Cypher, why he avoids pay-what-you-want strategies for his music, and whether playlist placement still matters in

Join us on another insightful journey with EYL Channel's where we delve deep into the financial world to bring you valuable information. In this clip, hosts Rashad Bilal and Troy Millings are joined by Chris to discuss various retirement account options, the importance of early financial planning, and tips on maximizing your contributions.The clip starts with Rashad Bilal explaining the basics of IRAs and 401ks, focusing on Traditional and Roth IRAs, their benefits, and limitations. He highlights the significance of understanding how these retirement vehicles work and stresses the importance of making informed investment choices.Rashad then delves into Health Savings Accounts (HSAs) - a powerful but often overlooked tool. Together with Troy, they uncover how HSAs can be utilized not only for immediate medical expenses but also as a long-term investment vehicle that can reduce taxable income and grow significantly over time.Chris brings up the mindset shift needed to maximize allocations from an early age.

In this clip we discuss estate planning with the Budgetnestia aka Tiffany Aliche. We went over wills, trusts, life insurance, beneficiaries and more. #theBudgetnestia #estateplanning #lifeinsurance Link to Full Episode:    • Budget, Business, Finance, and Invest...  EYL University: https://www.eyluniversity.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to EYL! In this insightful conversation, our hosts Troy Millings and Rashad Bilal chat with the knowledgeable Chris Sain about the essentials of beginning your journey in stock investing.

Welcome back to Market Mondays! In this episode, hosts Rashad Bilal and Ian Dunlap dive deep into stock predictions for 2024. Will stocks like Palantir, Nvidia, United Airlines, and Vista continue to soar, or will they face challenges in the upcoming year? Let's find out.Key Highlights:**Palantir's Potential**: Ian Dunlap is optimistic about Palantir's performance, highlighting its significance in AI and government surveillance. However, some skepticism remains due to recent executive sell-offs (00:02:06). How will these factors affect Palantir's potential in 2024?**Nvidia's Dominance**: Nvidia remains a top pick, with Ian forecasting strong performance despite the competition. Nvidia is not only dominating GPUs but also making bold moves in the CPU space, threatening AMD's market share (00:04:16). **United Airlines**: Ian makes it clear – United Airlines is uninvestable to him, regardless of any potential increases (00:00:34). Why does he hold such a strong stance against UAL?**Vista

Are you ready to start investing but don’t know where to begin? In this video, we break down everything you need to know to get started in the stock market. With expert insights from Chris Sain, who specializes in technical analysis and risk management, this beginner-friendly guide covers all the essentials. We’ll walk you through how to choose the right brokerage account, whether it’s Vanguard, Fidelity, Robinhood, or others. You’ll learn about Exchange Traded Funds (ETFs)—a basket of stocks—and the benefits of growth stocks, which focus on future potential.We also dive into dividend stocks, often Blue Chip companies that pay profits to shareholders, and Real Estate Investment Trusts (REITs), a great way to invest in real estate while earning dividends. For long-term wealth building, we explore options like Traditional IRAs, Roth IRAs, 401Ks, and HSAs. Additionally, we’ll explain the advantages of Money Market Accounts (MMAs) and High-Yield Savings Accounts (HYSAs) for saving effectively. Finally, we cover t

In this clip from Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the recent controversial decisions made by Meta (formerly Facebook). The tech giant has discontinued all its Diversity, Equity, and Inclusion (DEI) programs and has taken other notable actions, including removing the LGBTQ flag from its platform. The hosts discuss Mark Zuckerberg's apparent change in stance, especially following his interactions with former President Donald Trump.Rashad Bilal kicks off the conversation by addressing the widespread belief that U.S. presidents have little actual power, attributing Meta’s recent moves as evidence to the contrary. He narrates the intricate dance of allegiance performed by top CEOs like Jeff Bezos, Tim Cook, Elon Musk, and Mark Zuckerberg in response to political tides. Rashad points out that Zuckerberg’s decisions to push back against Trump, kick him off Instagram after his loss, and then dine and apologize in person upon Trump's win, illustrate the sway of

Welcome back to Market Mondays! In this insightful clip, our host Ian Dunlap sits down with esteemed guest Josh Brown to discuss a highly requested topic: how to identify the next big sector or company in the stock market. After a successful call on Nvidia, the burning question on everyone's mind is, "What's next?" Josh provides an in-depth look at his process for discovering high-performing stocks and sectors.Josh dives into the rigorous methodology behind his curated list, aptly named "the best stocks in the market." This list isn't just a random assortment of ticker symbols but a carefully constructed compilation based on profitability, company size, and proximity to a 52-week high. By focusing on these factors, Josh identifies stocks that are in a defined uptrend, backed by solid fundamentals.In a world where novice investors often find themselves overwhelmed by the sheer volume of information, Josh's list serves as a crucial starting point. Instead of following the noise f

Welcome back! In this thought-provoking clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings discuss a crucial yet often overlooked topic—the dangers of the middle-class mindset. Having grown up in working-class environments, our hosts bring firsthand experiences to the table, shedding light on how the middle-class mindset can be a barrier to achieving your fullest potential.**Key Takeaways:**1. **The Middle-Class Mediocre Mindset:**  Rashad delves into what he dubs the "middle-class mediocre mindset," explaining how it creates artificial ceilings that limit success. Using the analogy of flies trapped by an invisible lid, he illustrates how generational programming restricts one's aspirations and opportunities.2. **Breaking Free From Limitations:**  Rashad offers examples of how middle-class norms, such as waiting for the weekend to enjoy life, instill a limiting mindset. He stresses the importance of realizing these invisible barriers and the necessity of breaking free from such constraints to

Welcome back to Market Mondays! In this engaging clip, Rashad Bilal hosts guest Josh Brown, delving deep into stock market trends, historical patterns, and what these might mean for the market in 2025. *Key Highlights:*1. *Historical S&P 500 Performance:* Rashad kicks off the discussion by highlighting the impressive S&P 500 returns over the past two years. Did you know the S&P has only achieved back-to-back 25% returns once in history, during 1995-1997? Discover why this rare event raises questions for the future.2. *Presidential Cycles and Market Impact:* Rashad shares insights on the traditional market trends associated with the presidential cycle. Are we headed for a downturn in 2025? Josh weighs in on the historical data and its reliability.3. *Data Reliability and Market Studies:* Josh emphasizes the importance of understanding data limitations. With dependable stock market data starting from 1926, he explains why making definitive forecasts from limited historical examples can be challengin

Welcome to another enlightening clip of Market Mondays! Today, our hosts Ian Dunlap, Troy Millings, Rashad Bilal, and our prestigious guest, John W. Rogers Jr., delve into the riveting backstory of how Ariel Investments was born and soared to a $15 billion enterprise under his leadership.John shares his unique upbringing, influenced heavily by his family's deep-rooted engagement in entrepreneurship and social justice. From receiving stocks as birthday presents instead of toys at the age of twelve to inheriting a profound mission of building black wealth, John's journey is nothing short of inspirational. His father, a courageous Tuskegee airman and his mother, the first African American woman to graduate from the University of Chicago Law School in 1946, instilled in him the virtues of resilience and foresight.Discover how being exposed to the stock market at an early age fueled John's passion for investing. He recounts crucial lessons learned from mentors like the first African American stockbroke

In this clip of "Black Out with Ian & Rashad," hosts Rashad Bilal and Ian Dunlap dive deep into Bill Belichick's surprising decision to transition from the NFL to college football. Is it really beneath him, or is it a strategic move to reshape the future of college sports? Ian and Rashad explore Belichick's vision of turning North Carolina into a powerhouse, much like IMG Academy serves college sports.The conversation takes a fascinating turn as they discuss the growing importance of NIL (Name, Image, Likeness) deals and how they've revolutionized college athletics. The hosts compare Belichick’s potential impact to Deion Sanders' impressive turnaround of his college program through aggressive recruiting and leveraging the transfer portal.The clip also sheds light on the business lessons within Belichick's move, highlighting how personalities like Deion and Belichick make college sports more appealing by using their brand power. The discussion includes the complexities of NIL Co

In this clip Jose Rodriquez aka The Credit Dude talks about how to make sure your child has a 700 credit score when they turn 18. #credit #childcredit #creditscore Link to Full Episode:    • HOW TO INCREASE YOUR CREDIT, BUILD BU...  EYL University: https://www.eyluniversity.comEYL University 70% Off SaleAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another insightful clip of Market Mondays! In this clip, our hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the fascinating world of Bitcoin and its historical four-year cycles. *Bitcoin's Four-Year Cycle:*Rashad kicks off the discussion by explaining the four-year cycles that Bitcoin goes through. Historically, the last year of each four-year cycle has seen the strongest performance from Bitcoin, setting high expectations for 2025. If history is any indicator, 2025 could be a remarkable year for Bitcoin enthusiasts. However, as always, the disclaimer is that history might not necessarily repeat itself.*MicroStrategy's Bold Moves:*Troy and Ian contribute to the conversation by discussing MicroStrategy’s continuous investment in Bitcoin. Despite the recent purchase being noticeably lower than previous acquisitions, the company has still made significant moves by buying $500 million worth of Bitcoin. Interestingly, MicroStrategy now surpasses BlackRock in Bitcoin owners

Welcome back to another insightful clip of EYL! In this fourth installment, hosts Caleb Silver, Troy Millings, and Rashad Bilal dive deep into the world of Bitcoin and its current ownership dynamics. This episode is a must-watch for anyone invested in or curious about digital currencies and their future impact.Key Highlights:*Concentration of Bitcoin Ownership:* Caleb Silver kicks off the discussion by revealing the significant concentration of Bitcoin amongst a few entities. Understand how this concentrated ownership affects price volatility and the overall market.*Major Bitcoin Holders:* Learn about the key players holding the most Bitcoin, including companies like Coinbase, BlackRock, and MicroStrategy. We delve into how these institutional investors influence Bitcoin’s price and market dynamics.*Impact of Institutional Ownership:* Troy Millings highlights how BlackRock has significantly increased its Bitcoin ownership post the recent election. We discuss whether institutional interest in Bitcoin is a b

Join us in our latest clipof EYL as we sit down with the legendary Common to discuss one of the most riveting moments in recent hip hop history: the iconic rap battle between Kendrick Lamar and Drake. Hosts Rashad Bilal and Troy Millings dive deep into the conversation, exploring the implications of this monumental showdown and its impact on the culture.Our guest, Common, isn't a stranger to rap battles himself, having had memorable confrontations in his career. We get his perspective on the similarities and differences between his own legendary battles with Ice Cube and Drake. Common provides a masterclass in rap culture, discussing how Kendrick Lamar, often dubbed a conscious rapper, managed to rise above a fierce competition while maintaining his revolutionary and spiritually enlightening lyrical style.*In this episode, you will learn:*1. *Kendrick Lamar's Artistic Genius:* Common praises Kendrick for being a masterful artist, winning accolades like the Pulitzer Prize, and continually innovating wi

In this special clip of Market Mondays, Troy Millings dives deep into his top stock picks for the upcoming year. As we prepare to close out 2024, it's time to set our sights on 2025 and the opportunities that lie ahead. From AI-driven companies to energy giants fueling the tech revolution, Troy leaves no stone unturned. *Stock Picks Overview:*1. *TSM (Taiwan Semiconductor Manufacturing Company):*Highlighted as the stock of the year, again, due to its pivotal role in the AI revolution.Recently crossed a significant price threshold.2. *ASML Holding:*Essential for AI machinery and holds a monopoly in the space.Integral in manufacturing chips for key players like TSM.3. *Amazon:*Continues to push boundaries, including its venture into producing its own chips with TSM.4. *Broadcom:*Crucial for connectivity within data centers and expanding infrastructure.5. *Eli Lilly and Company (Lilly):*Set to outpace rivals in the pharmaceutical sector, particularly in weight loss drugs.6. *Nvidia:*Expected to maintain its

In this episode of Earn Your Leisure, we delve deep with Tobe Nwigwe. Learn about his groundbreaking deal with Reebok, where he discusses the fusion of creativity and business. Discover his dynamic collaboration with Pharrell, highlighting the importance of artistic synergy. Tobe shares his journey of betting on himself as an independent artist, defying industry norms to carve his unique path. We also explore his venture into high fashion, demonstrating his versatile flair and style. His move into movies marks another exciting chapter, showcasing his diverse talents. Finally, Tobe emphasizes the significance of family, grounding his career and life decisions. #TobeNwigwe #EarnYourLeisure #Reebok #PharrellWilliams #IndependentArtist #HighFashion #Movies #Family #EntrepreneurshipAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another clip from Market Mondays, your go-to source for insightful discussions on the stock market, investing, and economic trends. In today’s episode, hosts Troy Millings and Rashad Bilal, along with guest Ian Dunlap, tackle the pressing issue of last week's market performance. With stocks taking a downturn, many are asking, "Is this an early warning sign of what could happen in 2025?"Ian Dunlap starts off by simplifying the situation. According to Ian, there's no need to panic. The recent market slump can be attributed to several factors such as the end of the Christmas trade, tax loss harvesting, the Federal Open Market Committee (FOMC) announcements, and futures expirations. Essentially, people are taking profits after a generally strong year, resulting in a slight market slide. Ian firmly believes that this is the opposite indicator of what will happen in 2025. He offers practical advice on tracking point totals daily, likening it to maintaining a Farmers Almanac for the m

In this clip of Market Mondays, hosts Rashad Bilal, Troy Millings and Ian Dunlap delve into the fascinating and rapidly evolving world of quantum computing. This transformative technology, which promises to solve complex problems in mere minutes that would take conventional computers millions of years, is still in its nascent stages. However, its potential impact on various sectors, especially cryptocurrency, is already a hot topic of discussion.Key Topics Covered:*1. What is Quantum Computing?*Rashad and Troy kick off the session by discussing what quantum computing is and how it differs from classical computing. With quantum computers capable of processing information at unprecedented speeds, these machines hold the potential to revolutionize cybersecurity, cryptography, and much more.*2. Quantum Computing and Bitcoin:*A significant focus of the discussion revolves around the implications of quantum computing for cryptocurrencies, particularly Bitcoin. Rashad explains the heightened security risks posed by