Earn Your Leisure

Welcome back to another insightful episode of Market Mondays, your trusted source for deep dives into the pulsating world of finance and investments. In this episode, hosted by the dynamic trio—Ian Dunlap, Troy Millings, and Rashad Bilal—we break down the latest market trends and key financial revelations that have investors talking.Key Topics Covered:*1. Warren Buffett's BYD Stake Reduction:*Rashad Bilal kicks off the episode by discussing Warren Buffett's Berkshire Hathaway trimming its stake in Chinese EV maker BYD to 6.9%. Is this a bad sign for the EV market? Ian Dunlap offers his perspective, diving into the overall health of the EV sector, the energy usage in EV space, and why Tesla and BYD are struggling. *Quote:*"Does the EV space actually use more energy? And even though it's supposed to be a sustainable option, GM is eating Tesla's lunch for car company of the year." - Ian Dunlap*2. Elon Musk’s Financial Moves:*Ian and Troy delve into Elon Musk's recent $59 billion payou

Welcome back to another exciting clipe of EYL! In this clip, hosts Troy Millings and Rashad Bilal sit down with the legendary songwriter and producer, Bryan-Michael Cox, to uncover the lucrative world of songwriting.

Welcome back to another exciting clip of Market Mondays! In this clip, hosts Ian Dunlap, Troy Millings, and Rashad Bilal dive deep into the ever-evolving world of the automotive industry. The big question on the table today is: Is General Motors the new king of the car industry, surpassing Tesla in dominance?Ian Dunlap opens the discussion by comparing General Motors (GM) and Tesla, delving into GM’s unexpected rise in the market. He draws fascinating parallels with a surprise win in a boxing match, emphasizing how crucial focus can be in maintaining market leadership. Ian doesn't hold back as he scrutinizes GM’s financial health, including their profit margins, market cap, enterprise value, and overall stability. With GM’s quarterly revenue up by 7% and the market cap standing strong at $54 billion, it seems like GM is making significant strides in the EV space, notably outperforming Tesla in the American market for the time being.But the conversation doesn’t stop there. Troy Millings and Rashad Bilal br

In this video, Shonda Martin breaks down the concept of borrowing power and how it differs from your credit score. Learn about the factors that lenders consider when assessing your credit profile and discover practical tips to enhance your borrowing potential.Timestamps: 00:00: Introduction to Borrowing Power 00:20: What is Borrowing Power? 00:42: Credit Score vs. Credit Profile 01:09: Importance of Credit Profile Over Credit Score 01:32: Factors Influencing Credit Approval 02:11: Impact of Late Payments on Credit Profile 02:38: Time Since Last Missed Payment 03:38: Hierarchy of Late Payments by Account Type 04:19: On-Time Payments and Credit Profile Quality 05:22: Achieving 500 On-Time Payments 06:08: Tiers of Borrowing Power 06:28: Strategy to Reach 500 On-Time Payments 07:15: Resilience of a Strong Credit Profile 07:32: Summary and Key TakeawaysWatch the full video to understand how to optimize your credit profile and increase your borrowing power. Don't forget

In this episode, we sit down with Cam Kirk, the renowned photographer who documented the rise of Atlanta's music scene. Cam shares his journey and offers invaluable advice to new photographers, emphasizing the importance of mastering your camera early on and understanding lighting—highlighting strobe lighting as the best for photography.Cam dives into the three camera settings crucial for achieving the best image quality and discusses the art of properly framing people in photos. We explore whether technology might replace photographers and why Cam prioritized building relationships over money at the start of his career.Cam also reveals how he used his own money to put artists on billboards, elevating his brand, and shares the story of Nike being the first brand to pay him $20k for a shoot. He warns photographers about "work for hire" contracts and asserts that photographers own every picture they take, including the right to sue companies for using their images on merchandise.Cam has created a la

In this clipof Market Mondays, our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into everyone's favorite topic: Nvidia stock. If you’ve been wondering about the best time to invest in this tech giant, you're in the right place.Rashad starts the conversation with a burning question from viewers: What should we do if Nvidia doesn’t hit the desired $107 price mark? Ian emphasizes the importance of patience and strategy, advising to wait for a price pullback to around $112 or ideally $107 before making a move. He shares an inspiring story of someone who benefited immensely from strategic investments, leading to substantial financial gains and life-changing purchases.Troy highlights the need for flexibility in investment strategies. While having a game plan is crucial, sometimes you need to adapt. He explains his approach of modifying entry points based on the stock's movements and the importance of not missing opportunities by being overly rigid.Ian underscores the value of consistency,

In this empowering talk, Kevia Williams emphasizes the importance of business ownership for Black individuals, highlighting how the tax code is designed to benefit owners over employees. Kevia explains how understanding and leveraging the tax code can reduce taxable income and increase financial freedom. She discusses real-life examples, including former presidents and corporations, who have minimized their tax burdens through strategic use of the tax code. Kevia also underscores the significance of understanding policy and accessing funds allocated for Black entrepreneurs. By grasping these financial and policy insights, Black entrepreneurs can reclaim resources and build lasting wealth for future generations. Don't miss this eye-opening discussion on financial empowerment and strategic business ownership!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another clip of EYL! In this exciting edition, we sit down with Brenna Murphy and Ricky Murphy, the dynamic duo behind Pink Nookie, to uncover the incredible story of how a singular event, Investfest, catapulted their business to new heights.When Brenna first heard about Investfest through a post shared by their social media manager, Jalisa, she had no idea that this decision would be transformative. Initially skeptical about the $2,000 investment, Brenna was convinced after reading testimonials from attendees who talked about how Investfest changed their lives. One comment, in particular, resonated with her—it spoke of moving to Atlanta solely because of the event. Having recently moved to Atlanta herself, Brenna felt a spark and decided to take the leap.Their first year at Investfest was a whirlwind of hustle and improvisation. Entering a room filled with elaborate vendor booths, Brenna and her team found themselves underprepared with just a banner and a pink tablecloth. But determination an

Welcome to another clip of EYL! In this special clip titled "Pink," we invite the dynamic duo Ricky and Brenna Murphy, creators of the innovative brand Pink Nookie, to share their insights into effective branding, marketing, and networking strategies. Rashad Bilal and Troy Millings guide this eye-opening conversation, revealing essential tips for aspiring entrepreneurs and seasoned business owners alike.Key Discussion Points:**Branding Beyond Social Media**:- *Nail the Look:* Brenna Murphy shares her unique strategy of keeping her nails and sometimes even her hair pink to always represent her brand. Learn the importance of personal branding and how small details can leave a lasting impression. - *Text Message Campaigns:* Inspired by the relentless strategies of Fashion Nova, Brenna and Ricky use creative and engaging text messages to keep their audience hooked. Discover why frequent communication matters.**Event Marketing at InvestFest**:- *Premium Booths:* Ricky and Brenna emphasize the significance

Welcome to another impactful clip of Market Mondays! In this clip, hosts Rashad Bilal and Troy Millings sit down with Representative Bowman to discuss the stark economic disparities in one of the most diverse districts in America. This clip dives deep into crucial topics like affordable housing, black wealth creation, and reproductive rights, highlighting Representative Bowman’s insight and legislative initiatives.*Key Highlights:*- **Economic Disparities in the District**: Representative Bowman elaborates on how districts like his, encompassing both the affluent neighborhoods of Scarsdale and Rye and the economically challenged areas of Mount Vernon and South Yonkers, depict America's tale of wealth inequality. He emphasizes the close physical proximity but stark economic divide between these communities.- **Affordable Housing Crisis**: With Westchester County needing approximately 80,000 affordable housing units, Bowman discusses the legislative efforts to cap rental costs at 20% of salary. He points ou

Welcome back to Market Mondays! In this clip, we dive deep into the political landscape as we discuss the influence of big money on elections with our special guest, Representative Jamal Bowman. Join hosts Rashad Bilal, Ian Dunlap, and Troy Millings as they unpack the crucial subject of political funding and its impacts on democracy.In this insightful conversation, Rep. Bowman reveals the staggering $30 million being spent against him in the current election cycle, largely funded by super PACs and c4 organizations. He sheds light on how these super PACs operate, the implications of their spending, and how this monumental financial backing is being used to influence voters and sway election results.*Key Discussion Points:*1. *Understanding Political Funding:* - Rep. Bowman explains the basics of campaign funding, differentiating between direct contributions to campaigns and the role of super PACs and c4 organizations. - He highlights the disparities in campaign funding and the outsized influence of big mon

Welcome back to Market Mondays! In this clip, we dive deep into the political landscape as we discuss the influence of big money on elections with our special guest, Representative Jamal Bowman. Join hosts Rashad Bilal, Ian Dunlap, and Troy Millings as they unpack the crucial subject of political funding and its impacts on democracy.In this insightful conversation, Rep. Bowman reveals the staggering $30 million being spent against him in the current election cycle, largely funded by super PACs and c4 organizations. He sheds light on how these super PACs operate, the implications of their spending, and how this monumental financial backing is being used to influence voters and sway election results.*Key Discussion Points:*1. *Understanding Political Funding:* - Rep. Bowman explains the basics of campaign funding, differentiating between direct contributions to campaigns and the role of super PACs and c4 organizations. - He highlights the disparities in campaign funding and the outsized influence of big mon

In this video, we explore a wide range of topics in the music industry with insights from Bryan-Michael Cox. We discuss the nuances of royalty splits in country vs. hip hop music, whether artists who don't produce or write their songs should receive residuals, and why record deals are designed to keep artists in debt. We also delve into the importance of focusing on future competition and the impact of AI on the music industry.Additionally, we examine how clubs use music to control their crowds, the influence of bottle service culture, and the timelessness of today's music. Bryan-Michael Cox shares his thoughts on the lack of a music industry union, his initiative 'Illustrate New Ideas,' and BMF's club strategies. We also discuss the club economy, the success of "Lady's Love R&B" in Atlanta, and the different criticisms faced by Kanye West and Drake. Finally, we break down the role of a producer and the potential earnings of hit songwriters.#MusicIndustry #BryanMichaelCox #

In this clip of Market Mondays, your hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into one of the most anticipated stock events of the year – the Nvidia stock split. Nvidia, now the second-largest company by market cap, has had a lot of buzz surrounding it. With its stock price significantly dropping from $1200 to approximately $123 after the split, the big question on everyone's mind is – should you go all in?We kick things off with Rashad Bilal detailing the official stock split and its impact on Nvidia's market cap status. What does it mean now that the chaos of the pre-split hype is over? Should investors be more confident about getting in, or is there another strategy to consider?Ian Dunlap offers his expert advice, sharing a specific price point of $107.77 as a strategic buying target. He emphasizes Nvidia’s enormous growth potential, hinting that by 2026, Nvidia could surpass Microsoft in free cash flow. Ian breaks down why he believes Nvidia is one of the greatest publicly trade

In this riveting clip of EYL, our hosts Rashad Bilal and Troy Millings sit down for an illuminating conversation with Dean Forbes, a trailblazer in the SaaS (Software as a Service) industry. Dean shares his journey of becoming a seasoned CEO, recounting the highs and lows of leading and turning around companies in various sectors and geographies.Dean begins by emphasizing the importance of proving his competencies were not merely circumstantial. Transitioning from his success at Primavera, he took on the challenge of reviving KDS, a Paris-based SaaS company that was struggling at the time. KDS had 95% of its clientele in France, and Dean saw an opportunity for geographic expansion. He leveraged his sales expertise cultivated at Motorola and Oracle to steer KDS into new markets such as the UK, Germany, and the US. The result was astounding, leading to a pivotal partnership with American Express.Dean narrates the gripping tale of how KDS's successful partnership with American Express evolved into a bidding

Welcome back to another episode of Market Mondays!

Welcome to another insightful clip of EYL, where hosts Rashad Bilal and Troy Millings sit down with Dean Forbes, an entrepreneur with a wealth of experience in high-stakes negotiations and corporate sales. In this episode, Dean shares valuable lessons he's learned throughout his career, particularly focusing on competitive leverage in business deals.Dean Forbes opens up about his journey, detailing how his diverse background in sales, sports, and growing up in challenging environments equipped him with the ability to remain calm and composed during intense negotiations. He emphasizes the importance of competitive tension, sharing real-world examples that demonstrate how having multiple parties interested in your offer can substantially improve your bargaining position.This clip provides a deep dive into a specific deal where Dean's company managed a billion-euro exit by keeping three interested parties in the game until the very last moment. Instead of offering exclusivity to one buyer, they created a

Welcome back to another insightful clip of EYL! In our fifth installment, we dive deep into the world of leadership and success with the exceptional Dean Forbes. Dean, who has a wealth of experience as a CEO, sheds light on the qualities that make an effective leader in today's dynamic business landscape.

In this inspiring clip of Market Mondays, we have the honor of hosting Blacc Sam, brother of the legendary Nipsey Hussle, alongside our hosts Troy Millings, Rashad Bilal, and Ian Dunlap. Rashad kicks off the conversation by reminiscing about the solid relationship and brotherhood they've built over the past two years. A trip down memory lane brings up fond memories of sharing meals at Ethiopian restaurants and learning old-school principles that are deeply ingrained in Nipsey's family and team.In a special announcement, Rashad reveals the exciting news about Marathon Clothing's participation in this year's Invest Fest. But the most impactful highlight is the introduction of the $100,000 Nipsey Hussle Business Grant Pitch Competition. Designed to uplift and support budding entrepreneurs, this grant embodies Nipsey's vision of empowering the next generation. With the support of Microsoft and the Marathon team, the pitch competition promises to be a life-changing opportunity for a deserving e

Pink Nookie is a natural product that helps women with their feminine hygiene. Learn how Invest Fest's Vendor Market helped Pink Nookie reach their first million-dollar year. Brenna Murphy started Pink Nookie with $600 and her EBT card, turning it into a million-dollar brand. Discover the value of getting a good booth at Invest Fest, the pros and cons of being a forward-facing CEO, and the dark side of entrepreneurship.Join us as Pink Nookie's CEO shares her experience securing a last-minute booth at Invest Fest and selling out. An entrepreneur's job is to hustle, and Invest Fest's marketplace is set up for vendors to win. You never know who you'll meet at Invest Fest, and giving away free products is a great strategy to influence people to buy.Explore Invest Fest's checklist for hustlers, the importance of arriving early, and why Atlanta is the place where Black entrepreneurs thrive. Learn how Pink Nookie prepared for Invest Fest's vendor market and met billionaire Dan Cathy by ar