Intelligent Money Minute

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on how diversification is like a U.S. road trip. Larry begins by stating that in a world of uncertainty, diversification is the only prudent strategy. No one can know the future; therefore, it is wise to diversify across various sources of risks and returns. Larry continues […] The post How Diversification is Like Taking a U.S. Road Trip appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Rick Ferri on three key elements to be an index investor. During this episode, Rick continues his summary of his e-book, “The Education of an Index Investor.” He lists out three keys to becoming an index investor and explains how they fit together seamlessly.  Similarly, at Intelligent Investing […] The post Three Key Elements To Being An Index Investor appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview John Putnam on what is a donor-advised fund. John begins by giving us a simple definition. A donor-advised fund is a low-cost flexible account for charitable giving. Due to some of the similarities, you can think of a donor-advised fund as a “charitable checking account.” Rather than giving […] The post What is a Donor-Advised Fund? appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on how to help a new widow, and things not to say. Kathleen initially gives the advice to simply listen to a widow. Such a simple gesture may sound easy, but it is often more difficult than expected. Let her recall memories, remembering her husband, and […] The post How to Help a New Widow appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on hope for the retail investor. Because retail investors tend to struggle to outperform, we want to ask Larry what opportunities are available for them. Larry believes there are great opportunities for retail investors. Academics have converted Alpha into data that allows retail investors to invest […] The post Hope and Opportunities for the Retail Investor appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Rick Ferri on practical tips for lump sum recipients. During this episode, Rick divides lump sums into two different types and explains practical ways to handle both situations. He spends time on the emotional considerations that come with lump sums because there can be regret.  Intelligent Investing believes […] The post Practical Tips for Lump Sum Recipients appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview John Putnam on how to integrate charitable giving. John discusses ideas on how to encourage charitable giving within your family. First, John states that communication is key for families deciding on how to give. He encourages families to talk about their passions and concerns. Specifically, he encourages family […] The post How to Integrate Charitable Giving appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on how widowhood is like a butterfly. Kathleen discusses the butterfly’s transformation in her book. She speaks of how we all know the basics of a caterpillar becoming a butterfly. However, part of the transformation process is quite different than we would expect. Within a cocoon, […] The post Widowhood is Like a Butterfly appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on how greed and chasing alpha makes it difficult to outperform. We’ll discuss how there has been a change in the landscape due to the increase in money chasing. Larry points out the fact that there were almost no hedge funds in the 1950s. However, he […] The post Greed & Chasing Alpha appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Rick Ferri on the journey of an index investor. During this episode, Rick talks about his new e-book, “The Education of an Index Investor.” He wrote this book due to the fact that many try to beat the market and fail. He lists out four levels of an […] The post The Journey of an Index Investor appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview John Putnam on what NCF can do for families. John states initially that NCF can help families create a giving plan. NCF helps families think about their giving legacy, along with their passions and impact. One way NCF guides families is to show them how to engage all […] The post What the National Christian Foundation Can Do for Families? appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on grace: the third stage of widowhood. On previous podcasts, Kathleen has discussed grief and growth, the first two stages of widowhood. Grace, also called “transformation” by some, is the final stage of widowhood. Kathleen begins by mentioning that at this point a widow may begin […] The post Grace: The Third Stage Of Widowhood appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on the paradox of skills. This is the third issue that makes Alpha become elusive. Larry explains two thoughts that need to be considered. First, most people fail to understand the difference in competition. In a one-on-one competition, the successful competitor wins, or outperforms, by a […] The post The Paradox of Skill appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Rick Ferri on practical tips for pre-retirees. During this episode, Rick provides helpful insight for those who want to set themselves up for retirement. He explains the value of automation because it removes typical investment hinderances.  At Intelligent Investing, we can set up automatic contributions and rebalancing alerts. […] The post Practical Tips for Pre-Retirees appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Kathleen Rehl on the second stage of widowhood: growth. Previously, we interviewed Kathleen on grace: the first stage of widowhood. Kathleen continues the discussion by sharing the process of growth. Because a widow’s cognitive functions have normalized, she is now able to do more general financial planning. Some […] The post Growth: The Second Stage Of Widowhood appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview John Putnam on an overview of the National Christian Foundation (NCF). John Putnam is the president of the National Christian Foundation Carolinas. Beginning today’s episode, John gives the background of NCF. Larry Burkett, Ron Blue, and Terry Parker found NCF in 1982. Their goal was, and still is, […] The post An Overview of the National Christian Foundation appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Rick Ferri on three military discipline investment values. During this episode, Rick recounts his military days and how they shaped his financial career. Also, he provides three valuable advisor skills he gained from his service: Learn to trust people. Develop keen precision. Speak the truth regardless of the […] The post Three Military Discipline Investing Values appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Larry Swedroe on how the shrinking pool of victims makes it difficult to outperform. In his book Why Alpha is Becoming More Difficult, this is the second issue. Referencing William Sharpe, Larry notes that if one investor outperforms the market, consequently somebody else has to underperform. Larry points […] The post The Shrinking Pool of Victims appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Rick Ferri on the impact of investment expenses on a portfolio. During this episode, Rick provides insight on fees and how they can affect performance. Also, he explains why an active manager’s fee, while being the most affordable, may not be the best. At Intelligent Investing, we understand […] The post The Impact of Investment Expenses appeared first on Intelligent Investing.

On today’s Intelligent Money Minute, we’ll interview Dr. Kathleen Rehl on grief: the first stage of widowhood. In Kathleen’s book, Moving Forward on Your Own: A Financial Guidebook for Widows, three stages of widowhood are mentioned. Due to the countless widows Kathleen has mentored, grief is the first stage discussed in her book. According to […] The post Grief: The First Stage Of Widowhood appeared first on Intelligent Investing.